Platforms, games, marketplaces, and AI agents already pay in stablecoins — instant, global, and cheap. But a wallet address isn't a payee. No verified payee identity — and with it, the risk of paying a sanctioned user or wallet. Missing W-8s and W-9s at tax season. And books that hold transaction hashes where records should be. Closing that gap yourself means stitching together KYC vendors, screening lists, tax-form collection, and audit trails — and keeping all of it current.
Writing, auditing, and deploying payout contracts just to move money. Every new chain adds another surface to maintain.
Holding user funds pulls you toward money-transmitter risk, reconciliation, and controls that have nothing to do with your core product.
RPC endpoints, nonce queues, gas estimation, signer rotation, failed transactions, retries. It becomes a second backend.
Recipients are users, creators, contractors, and players - not addresses. Asking for a wallet is friction at the worst moment.
Payees complete identity verification before they can receive a payment. You always know who's on the other end — provably.
Wallets are checked against sanctions and risk lists inside the payment flow — it can't be skipped, forgotten, or bolted on later.
W-9s and W-8s are collected at onboarding and kept current, so year-end reporting is a download instead of a reconstruction.
Every payout carries who was paid, how much, and the checks it passed — filterable, exportable, and backed by on-chain proof.
REST plus typed SDKs in Node, Python, and Go. Fund a contractor, ship a game prize, or release escrow from the workflow you already run.
Compliant by defaultInstant, scheduled, escrow, or funded pools — same API surface, different payout behavior. Non-custodial in every mode.
Audit-readySend to creator@example.com or @octocat. Pvium maps identity → wallet. Recipients share an address transparently — and never lose one.
Identity firstEach release is a signed authorization, scoped to a key with transaction and total caps. No pre-funded ledger, no custodial float, nothing to drain.
Non-custodialGive an agent a capped signing key. It pays users, vendors, or other agents — within transaction and total limits you control.
Drop stablecoins to players or contributors. They claim with their email or social handle — no wallet onboarding required.
Pool funds, release on completion, refund on dispute — without your platform ever touching customer money.
Schedule monthly batches across dozens of payees worldwide. Recipients claim when ready. Gas on you, complexity on us.